I am the Charming Heather this is where we talk about all things Budgeting, Cash Stuffing, Bullet Journaling and Life Planning. I am Married, mother and grandmother. I have been budgeting forever but not well I am self taught and willing to learn and change if it makes things better for my family! I am new to cash budgeting and the envelope system. I created my channel for accountability and has a new hobby to keep my mind busy and engaged in our budget and planning. I do hope to be monetized one day as a side hustle due to health issues I may not always be able to work (according to my Doctor) but do plan to work as long as I possibly can. I like to say I am praying for the best and planning for the worst lol. Thank You for your support and I hope you enjoy my channel!

My Etsy shop is:
https://www.etsy.com/shop/GentleCharms

June Plan with Me 🦋Setting up June Budget🐞Week 1 June
13:49
June Plan with Me 🦋Setting up June Budget🐞Week 1 June
Allocating May finished Savings Challenges 🌼 Cash stuffing our sinking funds and Vacation Binder
40:27
Allocating May finished Savings Challenges 🌼 Cash stuffing our sinking funds and Vacation Binder
Last Group Play For May 🌼 Penny Challenge 🌺 Playing With Friends 🌻 Week 5 May
11:30
Last Group Play For May 🌼 Penny Challenge 🌺 Playing With Friends 🌻 Week 5 May
Last Disney Vacation Cash Stuffing🌼 Week 5 May
8:53
Last Disney Vacation Cash Stuffing🌼 Week 5 May
Monster Mash Up 🌼 ​⁠Week 5 May 🌺 @AprilsFreshStart
10:37
Monster Mash Up 🌼 ​⁠Week 5 May 🌺 @AprilsFreshStart
Disney Vacation Savings 🌼 Lets See How Many we Can Finish🌺Week 4 May
14:57
Disney Vacation Savings 🌼 Lets See How Many we Can Finish🌺Week 4 May
New Monthly Mini Mondays🌼 Saving $30 🌺 Week 5 May
11:08
New Monthly Mini Mondays🌼 Saving $30 🌺 Week 5 May
Disney Vacation Savings 🌼 How Many Can we Finish with $200 roughly🌸Week 4 May
15:31
Disney Vacation Savings 🌼 How Many Can we Finish with $200 roughly🌸Week 4 May
Harry Potter Box Challenge 🌼 Rainy Day Box Challenge 🌺 Monster Box Challenge 🌻Taco Bax Challenge
29:34
Harry Potter Box Challenge 🌼 Rainy Day Box Challenge 🌺 Monster Box Challenge 🌻Taco Bax Challenge
Group Play🌼 Penny Challenge 🌺 Playing with Friends🌻 Week 5 May
26:45
Group Play🌼 Penny Challenge 🌺 Playing with Friends🌻 Week 5 May
How Many Can we Finish 🌺 Disney Savings Vacation 🌸 Week 3 May
21:27
How Many Can we Finish 🌺 Disney Savings Vacation 🌸 Week 3 May
Monster Mash 🌼 Mini Savings Challenge 🌺 Week 3 May
7:52
Monster Mash 🌼 Mini Savings Challenge 🌺 Week 3 May
$2 Tuesday🌸 Mini Savings 🌼 Week 3 May
9:57
$2 Tuesday🌸 Mini Savings 🌼 Week 3 May
Mini Monday Savings 🌼 Week 3 May
11:12
Mini Monday Savings 🌼 Week 3 May
This is for Us savings 🌺 Spooky Budgets Book🌼 Week 3 May
15:51
This is for Us savings 🌺 Spooky Budgets Book🌼 Week 3 May
Group Play🌺 Penny Challenge 🌼 Playing With Friends 🌸 Week 3 May
18:42
Group Play🌺 Penny Challenge 🌼 Playing With Friends 🌸 Week 3 May
Scooby Doo 🌼 Taco Savings🌹 Week 2 May
9:56
Scooby Doo 🌼 Taco Savings🌹 Week 2 May
How Many can we finish ? 🌼Disney Vacation Savings 🌺Week 2 May
31:30
How Many can we finish ? 🌼Disney Vacation Savings 🌺Week 2 May
Group Play🌻 Playing with Friends 🌺 Etsy Pay🌸 Week 2 May
23:17
Group Play🌻 Playing with Friends 🌺 Etsy Pay🌸 Week 2 May
Savings Challenge Books 🌻 Spooky Savings 🌼 Week 2 May
15:25
Savings Challenge Books 🌻 Spooky Savings 🌼 Week 2 May
Randomizer Wednesday 💐 Larger Savings Challenge that may take a while to complete 🌹Week 1 May
21:26
Randomizer Wednesday 💐 Larger Savings Challenge that may take a while to complete 🌹Week 1 May
Monthly Budget Setup 🌼 Journal Setup🌺 Plan With Me
9:16
Monthly Budget Setup 🌼 Journal Setup🌺 Plan With Me
Scooby Doo 🌸 Taco Savings 🌺 Week 1 May
10:51
Scooby Doo 🌸 Taco Savings 🌺 Week 1 May
Group Play 🌺 Playing with Friends 🌻 Penny Challenge 🌸 Week 1 May
21:31
Group Play 🌺 Playing with Friends 🌻 Penny Challenge 🌸 Week 1 May
Disney Vacation Savings 🌸 Last Month To Save for Disney🌼 Week 1 May
17:56
Disney Vacation Savings 🌸 Last Month To Save for Disney🌼 Week 1 May
Sinking Fund Stuffing🌼 reallocation of finished challenges🌺 What did We Save in April🌷
32:47
Sinking Fund Stuffing🌼 reallocation of finished challenges🌺 What did We Save in April🌷
All New Box Challenges 🐣 Rainy Day Box challenge 🐣 Harry Potter Box Challenge Week 4 of April
31:31
All New Box Challenges 🐣 Rainy Day Box challenge 🐣 Harry Potter Box Challenge Week 4 of April
Last Group Play of April 🐣 Playing With Friends💛 Week 4 Apirl
9:46
Last Group Play of April 🐣 Playing With Friends💛 Week 4 Apirl
Scooby Doo 🐣 Taco savings🐣 Saving $75 💛 Week 3 April
9:55
Scooby Doo 🐣 Taco savings🐣 Saving $75 💛 Week 3 April
Mini Monday Savings🐣 Saving $2 at a time 🐣 Week3 April
12:23
Mini Monday Savings🐣 Saving $2 at a time 🐣 Week3 April