I am a semi-retired mathematics teacher and a minority owner of 10,000 domestic and worldwide publicly traded companies. I taught mathematics in New Jersey for 25 years. I have been an investor longer than I have been teaching. I now focus my attention on investing in ETFs and mutual funds. This channel is primarily focused on how to calculate the Annual Percentage Rate (APR) of ETFs and mutual funds.

APR videos that have been created in 2024 and will continue to be created in 2024 and 2025 will be based on ETF and mutual fund investments that I own.

Past Performance of an investment IS NOT indicative of future results. These ETF & mutual fund videos are for educational purposes only.